"It's been an absolute pleasure working with you and Credence. You guys are awesome!! Considering my husband and I were new to the whole process, your patience with us and the simplicity with which you explained things to us made us feel secure and confident in the steps we were taking and the loan product we were choosing. The next time we buy a home, you can rest assure that we will come back to Credence for our loan needs. And, if we know of anyone who is scouting for mortgages, we will definitely send them to you. Thanks again for all of your help!"

"Thank you SO MUCH for handling our house refinance so quickly and efficiently. After calling several mortgage companies, I decided to use Credence not only because your rates and fees were the best, but also because you, personally, were so friendly and familiar sounding. You never made me feel dumb, even though I asked the same questions you probably get asked all the time. You always took the time to talk to me, even though you were probably swamped with work, and you never rushed me or pushed me for my business. Thanks to your help and expertise, our monthly payments not only went DOWN, but we got a nice chunk of money back to make home improvements, too! We closed just three weeks from the time we applied for our loan, and the closing went off without a hitch. I had no idea how easy it would be to get a lot of money AND save a lot of money! Applying for a mortgage should be this easy for everyone - I will definitely recommend Credence Mortgage to all of my friends and co-workers!"

We were very pleased with the service and happily surprised by how fast everything went. We have already passed your name onto another Maryland couple that will probably be looking to buy a house in the next six months to a year. If we know of anyone else, we will definitely pass you name onto them as well!!"

"As you said, there were no costs to me associated with my loan. I was doubtful, but now I am a believer! Thank you! If you send me some business cards, I will gladly hand them out and refer you to my friends and colleagues."

"You are perfectly organized and highly professional. We very much appreciated the prompt and courteous service you provided to us. The whole process, from the pre-approval to closing, happened very smoothly in such a short period - less than three weeks after we were referred to you by our realtor and switched from another mortgage company. We are very happy that our realtor referred us to the right person and the right company for our mortgage financing."

"Thank you so much! And I PROMISE - you will be the first person to whom I will refer anyone I know in need of a mortgage. You've restored my faith in the process!"

"Thank you for all of your help in helping us to secure a great loan to purchase our first home. We encountered some difficulties with a previous mortgage company and were quite dissatisfied with the inconsistent information we were given. Due to lack of communication, we decided to look elsewhere for a better loan rate. We were thrilled with the loan rate you were able to offer us. Your expertise and willingness to answer all questions made our home-buying experience much less stressful. We appreciate all your work in helping us achieve the dream of owning our own home a reality. We highly recommend you and your company to anyone in the market for a mortgage. As a matter of fact, you have already assisted a family member and a friend of ours who are both completely satisfied with your work. Thank you again for all of your hard work. What could have become a nightmare became a truly positive experience!"

"The rate was good, but I was a bit nervous about going with a broker and someone I never met in person. You did a great job of thoroughly explaining the process, the fees, and of being responsive to my continued questions and concerns. I want to thank you for the excellent service that you and your company provided. You not only helped to make this possible but also seamless, understandable, and uncomplicated."

"We'd like to express our sincere gratitude for your great help with the mortgage loan and closing. Your excellent service was the guarantee for us to move into our new home in Hopewell as scheduled. As first time homebuyers, we had so many unknown things to go through, especially on how to get a right mortgage for us. You explained all steps of the process and we learned so much about mortgage financing. We found your service was just so convenient. We feel that you and your company were the obvious choice for us. We are pleased with the whole thing, from your service to the rate we received. We are so happy that our realtor referred us to you - we will definitely recommend you to others who are looking for excellent service and good rates. Thank you for everything!"

"We really appreciate your patience with us throughout this process and the clarity of your explanations. We got the right answers whenever we came to you with questions. That is what made us comfortable with what was going on. We are glad that our friend gave us your contact information. We will be glad to pass it on to any of our prospective home-buying friends."

"I would like to take a minute to thank you and Credence Mortgage for all the assistance they have given me with my mortgage. The process went smoothly and when I had questions, they were answered. Thank you for all of you help, hard work, and holding my hand through all of this. It was nice to know that I had a friend I could trust on my side. I will recommend you to any friend or family member."