For your convenience, Credence Mortgage provides mortgage calculators for your use when trying to answer the following questions:

>  How much can I borrow? >  How much will my mortgage payments be? >  How much will my adjustable rate payments be? >  Which is better: fixed or adjustable? >  Should I pay points to lower the rate? >  Which is better: 15- or 30-year loan term? >  How much should I put down for a new home? >  How much can I save in taxes? >  Am I better off renting? >  Am I better off refinancing? >  What will my refinancing costs be? >  How can I reduce mortgage insurance costs? >  Which lender has the better loan? >  Which loan is better? >  How advantageous are extra payments? >  What home can I afford?